Here’s an article from the Raleigh N&O… apparently only one health insurance plan IN 50 is in compliance with all the required coverages in Obamacare. AND – this is the big red flag: the other 49 private insurers are MANDATED to make their coverage comply by JANUARY, 2014.
A recent analysis found
“…one in four [private health insurance providers] offered pediatric care and only 8 percent covered dental checkups for children. About one-third covered maternity and newborn care and just over half covered services to deal with substance abuse.
These and other coverage areas are considered “essential health benefits” under the health care law. All health insurance plans in the individual and small-business market must offer them beginning next year. But “we couldn’t find a single plan that had every feature fully satisfied,” said Kev Coleman, the head of research and content at HealthPocket.
The law, which critics have long labeled “Obamacare,” requires that health plans offered to individuals and small employers provide coverage in 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.”
Now…. If you think you will be getting all this with your current insurance policy and THE PREMIUMS WILL NOT GO UP, please raise your hand - and explain how you came to that conclusion.